Medicare Supplement Plan Comparison Chart
As we’ve said above, Medicare Supplement Plans help you cover out of pocket costs under parts A & B. These are the deductibles, copays, and coinsurance that you are liable for when you receive care. Having a policy can allow you to have better access to care, lower or no out of pocket, and more financial security. Below is a list of common out of pocket costs with Parts A & B. Next to these costs are the top 3 most popular Medicare Supplement Plans; F, G, and N. The represents whether the particular plan covers that cost.
Note: Plan N also has a $20 copay for doctors visits and a $50 copay for the emergency room, if not admitted to hospital. Plan F also has a high deductible version. It works the same as standard Plan F (above) except you have to cover Medicare deductibles and co-insurance until you reach your out of pocket ($2,300 in 2018) for the year. High Deductible F will then cover 100% of deductibles and co-insurance for Medicare-covered services. This benefits chart and the summaries below are intended to provide a basic overview. For more in-depth info, please refer to the guide “Choosing A Medigap Policy” and the Medicare Supplement Outline in the downloads section of this page.