3 Ways To Get Your Best Coverage And Rate
1. Find Your Sweetspot – By carefully assessing your options based on your current and possible future needs; You can find a plan that’s just right for you. Don’t just go off what your neighbors, friends, family or others tell you to do. Yes, using their guidance is helpful, but with Medicare “no one size fits all.” Doing a little more diligence and pondering your options a little deeper can help you get covered well and save thousands of dollars over time. This is something we can help with.
2. Compare Several Quality Insurers – Remember, each Medicare Supplement is represented by a letter and covers any claims that are also covered by Medicare A & B. The coverage for the letter policy you choose is exactly the same at each insurer that offers its. Rates, however, are different among the insurance providers. Insurance providers price their plans based on their own experience and methods. Because of this, certain insurance providers may give you more competitive rates than others. Comparing several quality insurance providers is intelligent and can help you get the coverage you want, without wasting money.
3. Check For Discounts – Many Medicare Supplement insurers offer “household discounts.” This is usually when you and your spouse or domestic partner enroll with the same provider. Some insurance providers give you the discount just for having a spouse or partner in the same household. There is no need for your spouse/partner to actually be covered. This is a measure of goodwill to get your business and hopefully theirs in the future. By taking advantage of these discounts you can save hundreds of dollars per year and thousands over the life of your policy.